Wealth Transfers - Part 2

You can not avoid having a Personal Economy neither an  economic reaction to our financial actions.

However, what you can control better is seeing how those financial actions interact among them, in order to have an strategy to create favorable reactions. As we can use the money placed in our Private Reserve to avoid paying interest to third party institutions,  like when we buy our cars, taking an external loan. If we save that loan interest, it would become part of our cash flow, creating an internal growth in our Private Reserve.

Consequently, the Private Reserve always prevents  and recovers costs, has internal growth, allows also external growth by allowing collateralized borrowing plus additional benefits.

All this recovery of money to be placed in our cash flow, creates an exponential growth to generate enough income for life, without paying income taxes by following proper legal advice.

Wealth Transfers - Part One

Our PERSONAL ECONOMY has several WEALTH TRANSFERS, like the way 

we buy our cars through our lives, infrequent major purchases that 

causes paid interest or lost interest by paying in cash. 

Other money transfers could be, lost money on low interest savings, not even  covering taxes and inflation. Also, the way we pay our insurance with inconvenient level of deductibles.

Some other wealth transfers are our income and investment taxes 

with penalties and fees and business expenses.

How much do you have to save and risk just to compensate 

these money  transfers or leaks in our Personal Economy ?

Our Personal Economy has 3 MONEY TYPES: 1) Protection 2) Savings and  3) Growth

Actions that have to be taken are interrelated but with hard control and coordination on our side.

These actions need a main and central piece to make all the remaining components to work better.

These key piece is called Our PRIVATE RESERVE.

This Key piece is our quarterback of our financial game

Losses generated by money transfers must be measured also in the sense of what 

they could have earned if we had them invested, this is called The OPPORTUNITY COST.

If we do not control it, all these money goes to the Government,  

Banks and other Financial Institutions getting lost for ever.

The Private Reserve is a financial process that we own and control, where

we gain interest, without paying taxes or penalties for the money 

we take out of it by following certain principles.

It's like having your OWN BANK.

This Financial Process recovers interest that we could have paid 

to commercial banks and other financial institutions. 

Also, it recovers lost interest if we had made our purchases in cash,.

Again, this is by using the opportunity cost principle and placing 

that lost interest to generate, instead, money growth for us.

The Wall Street Casino Record and The Hidden Wealth

According to a recognized Financial Research Firm, "Dalbar Inc", the average investor 

got a annual 1.65% return in the last 30 years. Wow  !!! Wow !!!

That return is spread out among a mix of fund types, like Mutual Funds and 

it didn't beat even the Average Inflation of 2.6% in the same period.

What a Performance !

And the "Dalbar Inc" analysis goes on and on with other financial instruments like "Equity" funds, "Fixed-Income" funds and tax-differed  vehicles like 401K and similar.

Many times, these returns get lower due to administrative charges, 

transfer costs and taxes for to be paid at time of gains.

This Research concludes that this is not only due to bad timing on their buying-selling moment but to bad conceptions and psychological traps that make the investor to act in a irrational way, like loss aversion, optimism in the sense that only good things will happen to them and copying others behavior even facing negative outcomes.

If you are tired of throwing the dices at Wall Street and other traditional investments 

then,  we have other better alternative that it has been performing much better for many years (160+)

This is the Hidden Wealth found in our Personal Economy and it is based on irrefutable facts.

We human beings, have many needs and likes, now, and in the near future, creating a lot of conflict between satisfying previous matters and trying to prepare for a better welfare, 

making wiser money decisions. 

This pressure makes us to get into excessive financial costs 

building a weak foundation for our financial future.

Then, we just hope to obtain the promised attractive returns offered by the conventional financial industry with very unpleasant results as it has been reviewed for the last 30 years.

The Hidden Wealth exists here and now, in our cash flow. 

Let's us find it for you !