Retirement should be an option for us. Most Americans can not decide when to do so, because they are forced to keep working.
Why would be the reason that makes 95% of USA residents not independent about the moment for retirement?
Big part of this problem is that conventional financial advisers have been trained to advice that the key factor on making your wealth to grow is to find good returns in your investments.
This has proved to be wrong, most of the time just by looking at historical results. We have recent examples in the Stock Market and the Real Estate Area.
Not much attention apparently was paid to the risks involved. Returns are more based on an optimistic and irresponsible forecast.
Most financial advisors have been trained this way because they make much more money by giving providers (Banks, Traditional Insurance Companies and the Government) the control of your finances. Yes, yes, yes, you are giving up the control of your finances by establishing traditional financial processes.
You should get an expert non-conventional financial consultant who establishes unique financial processes in which you keep maximum control of your financial variables. Taking control means to put yourself in a position to reduce your money transfers where you have the choice to use your money or someone else’s money.
A money transfer is money that you are, unnecessarily or unknowingly, loosing in taxes, service fees, wrong financing, the way you pay your mortgage, etc.
An expert non-conventional financial consultant will recapture an important percentage of your cash flow to be put towards your accumulated and lifestyle money to improve Quality of Life and make Retirement a more independent decision.
When would be the best time to know more about it?