Sunday, December 14, 2014

WHERE IS MY MONEY GOING?

Projections, Desires and Hopes can not be part of a Financial Plan


This is what Traditional Advising 
have been teaching us for 
the last decades, even though, it seems 
to do not be working for the 95% 
of Americans because they 
do not know when to retire.

Picture from "bugoutalley.com"


                            In the USA, just one out of 
                            1000 Financial Advisors look
                            for "How to avoid money losses 
                            out of our cash"





                                                                        

Picture from "Stealinganddealing..."




                                               
                                                       

                                                                                              

Saturday, December 6, 2014

IS TRADITIONAL FINANCIAL ADVISING WORKING FOR YOU?

THE WAY WE PAY our properties, get education financing, purchase our transportation vehicles through loans or leases, penalties & obstacles on accessing our assets and over premiums spent on low insurance deductibles and service co-payments make a huge amount of money transfers (losses) on our cash flow that would make a big difference at our retirement time.
credit: Kanoocurrency.co.uk

Setting up an APPROPRIATE ASSET COMBINATION 
is a key decision on our WEALTH GROWTH.


Saturday, October 5, 2013

Financial Paradigms 
on Creating Wealth 



Is Return the Most Important Factor on Growing Wealth ?


Let's say your family income is 100,000$ a year 
and you are one of the privilege savers in the USA, putting aside 5% , that is  $ 5,000 a year !!!




What would be on today's economy a good return with NO-Risk ?

???????

How about 5% , that would mean 250$ on growth per year besides your 100,000$ Principal.
Would that be enough to make you, financial independent in a few years ?


Probably not ...

How different would it be if  I tell you, that I could recover 5,000$ out of your cash flow because of  damaging financing on your major purchases, taxes  that you could have legally saved (*),  certain fees, penalties, deductibles on your services and financial instruments that all together, create a considerable amount of money transfers (Losses).

 (*) Always consult your tax adviser




Now you have 5,000$ in your hands that you didn't have before. 
All of  a sudden, you increase your wealth from the 250$ generated previously by your savings, to an additional 5,000$ dollars that could be used for better financial decisions and 
to create a much brighter financial future. 
It is actually 20 times bigger than the 250$ amount 
and guess what, without taking any risk, 
because it was recovered, not even invested yet !

One question, what is better, the savings of 5% at 5% or the recovery of 5% on your cash flow ?

This is exactly what I do, Recover this mMney for You !!!

When do you want to know, 
if together, we could do better ?




 








Wednesday, April 3, 2013

Accelerated Financial Growth – An Unconventional View

We have been trained or led to believe that accumulating wealth is just a matter of the return of our money. It is much more complex than that.
       

There are many different factors than the Rate of Return to come out with an asset as more attractive to place our money.
    

The first factor is how many times our money makes more money in a time cycle (Monthly, quarterly, yearly).  This is called in economy, the Velocity of the Money.
     
There are industries or businesses in which the money completes a cycle faster than in many other sectors, even though their individual returns may be lower.
There are typical examples like the Supermarket Business and the Banking Industry, with a faster turnover ratio of many of their products or services by using the same dollar, several times in a time period. Consequently, single returns of every money turnover have to be added to measure their total rate of return.
Another important factor to measure profitability, besides the internal return, is Liquidity, Use and Control,
                                      
There are typical examples like the Supermarket Business and the Banking Industry, with a faster turnover ratio of many of their products or services by using the same dollar, several times in a time period. Consequently, single returns of every money turnover have to be added to measure their total rate of return.
                                  
 

This is how fast I could access part or all my money, once I invest it in a certain asset. There are many examples of how inconvenient would be in other assets to “touch” our capital or its growth because it is the wrong timing.
It could be because of its market value, costly penalty fees, or economy adverse conditions and tax penalties that would diminish its financial worth.
Our financial Instruments could be accessed as soon as 30 days after placing our first money.
 
In our instruments, this flexibility gives more business opportunity to the investor or saver, increasing overall future returns and avoiding maintenance costs.
Our financial Instruments could be accessed as soon as 30 days after placing our first money.
             
You should be curious by now, to question yourself, which asset type could gather all previous advantages in terms of Profitability. Guess what? It doesn’t end here!
However, we are going to advance that this asset type is, some particular type of permanent life insurance policy!!!
Additional returns will be generated by this type of permanent life insurance policies if we consider that they come with practical concepts like Collateralization and Uninterrupted Compounding Interest.
                


With these unique instruments you could obtain collateralized loans without charges/fees or questions asked.

This is the Collateralization process, in which your policy is a lean that the Insurance Company uses to lend you its own money.

This internal loan, at low interest, will not stop the guaranteed growth on client’s policy. Consequently, you are doubling the use of same money by growing in 2 ways.

While you are using this loan money you are also getting an uninterrupted compounding interest on your policy by contracted guarantees.
                                                            

We are very pleased that these instruments are available to both US Residents and Foreigners, approval depends on the insurance company underwriting criteria.
                  

Many years in the financial arena as well as having all these benefits together in one financial instrument, makes us to highlight that nowadays, there is not a more secure and very predictable way to place our money in addition to outstanding returns and other key and unique benefits.

It is estimated that just one of every 1,000 financial advisors knows this kind of particular policies due to the way that most of them have been trained to promote other more rewarding policies for the traditional advisor

Many years in the financial arena as well as having all these benefits together in one financial instrument, makes us to highlight that nowadays, there is not a more secure and very predictable way to place our money in addition to outstanding returns and other key and unique benefits.


It is estimated that just one of every 1,000 financial advisors knows this kind of particular policies due to the way that most of them have been trained to promote other more rewarding policies for the traditional advisor .
                                                 


It is also known that these very beneficial processes are not unfortunately popular because of the abundant training required to explain how the products have to be structured and designed to favor their prospects.­

 
 










 
 

Monday, May 28, 2012

Financial Growth in a Unique, Safe & Predictable Way

How to Grow your Wealth in a
Unique, Safe and Predictable Way ? 
(1)

Hundreds of thousands of people are using this method to grow their Wealth,
no matter how the Market & The Economy are doing ...


(2)

(3)
We help Families to restructure their Finances
to free up Money in their existing Cash Flow ...


(4)

...  to fund a Plan that goes in only One Direction, Up & Faster   
(5)

How Safe is my Money into this  Process, which we call our Own Banking ?

It has many levels of Protection:

a) Companies where we build these processes are audited by State Insurance Commissioner's Office to ensure they maintain sufficient reserves to be finally sound and to cover claims.

b) Very unusually, an insurer's business is initially taken over by the State Insurance Commissioner's office to run it with client's best interest. Then, is usually taken over by another company.


 
                                                   (6)

                                                                                                                                     (7)

c) Most Insurance Companies are audited regularly by several independent Rating Companies

d) Additional Policy Owner Protections are available
in significant amounts on a state-by-state basis.

(7)
In matters of Guarantees, your Money in these processes is guaranteed to continue to grow and be highly available to you.

This Growth, if correctly designed, is exponential.

                                                                                     (8)
Guaranteed Cash Values will continue to grow and the Growth gets better every year

These Financial Processes give you convenient flexibility and liquidity.

(9)

This high Accessibility to your Money won't stop you from investing in any other asset you may be using successfully. Consequently, you are multiplying the growth potential on the same money by benefiting from 2 assets simultaneously, instead of just one, you had before.

       (10)

This process that happens to be compared with Having your Own Bank
(The best legal Business in the world) is building a solid financial
foundation to improve significantly your Wealth since day one.


(11)

Our findings show that the biggest regrets that people have
are that they didn't start sooner and put more into their Banking Plans.


(12)



Picture Credits:
1- Donordigital.com-2-smallbiztrends.com-3-slashgear.com-4-cashflowabi.com-5-freeclipartnow.com-
6-northcape.k12.wi.us-7-vitamist.com-8-graphpad.com-9-realmoneyaccess.com-10-docstoc.com-
11-guardian.co.uk-12-atheos.godness.blogspot





Friday, March 2, 2012

Is RATE OF RETURN the No 1 Reason for Wealth Creation?





Did you ever spend Money you didn't want or have to?


Traditional Financial Advising

would make you believe that the No 1 Way to increase your Wealth is with a Higher Rate of Return.





When somebody offers you a Higher Rate of Return, WHO IS THE ONE AT RISK ? You or the Person making the Recommendation ?



Maybe, the Answers to a successful Financial Life
are in front of YOU ...

and YOU can not simply see them.


Many People GIVE AWAY A LOT OF MONEY

unknowingly and unnecessarily


These are called TRANSFERS OF WEALTH

Once you recognize your Transfers of Wealth you will have
an opportunity to RECAPTURE THE MONEY you are GIVING AWAY.


Learning this Process will eliminate many
of the consequences of Traditional Thinking
and will become the Center and strongest Piece of your Financial Future

Saturday, October 8, 2011

The Financial Thought Process

The Financial Thought Process





A Life Changing Approach of How Money Works









Your Life is a Result of what you Believe



Financially we assume things to be true that they are not.




Many Financial Organizations generate profits from these misconceptions




These companies create a "Fear Feeling"



that if you don't use their product/services,
you will ultimately fail.






Discovery and Understanding the Financial Thought Process is the



answer to your financial concern





In order to make solid financial decisions you will have
to distinguish between opinions and facts.





You must think a layer deeper



Every financial decision creates an opportunity



either for you or for others,




Unfortunatelly, it is usually for others.







Working, a little deeper, in your financial thought process,



creates a defining moment








in your Financial Future.







After all, what you learn today,





will determine where you will be in 5 to 10 years from now.